Risk assessment, or lack thereof: why aren’t you carrying?

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I meet many people who possess concealed handgun licenses, but don’t carry on a regular basis – let alone every day. The explanation is usually something along the lines of “I carry when I’m in a bad area” or “if I’m going into a situation where I’m more likely to need it, I’ll take my gun”. There are myriad variations, but the excuse always boils down to confusions between likelihood and consequence.

Likelihood (probability of attack) is variable. Yes, there are ...

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